Some people may have not do it but most people does. It's probably because they find it unnecessary to do it or it might be because they have no budget for it. For us, it's really important to have a specialist home insurance because we never know what will happen to the house. No matter how safe we think we are doing, there is always an unexpected happenings that might come. It'll be scary to even think about it but we'd rather be prepared than feeling sorry afterwards and realizing we're not even fully prepared for it.
So enable for us to ensure our future and our kids's as well, we insured our house to make sure that we still get our house back whatever happens. Especially that our kids are still young and we cannot afford to lose a house if ever things will be hard on us, which we hope not though. We all hope for the best right? But we also have to be prepare for things that we definitely don't expect to happen.
"Remember no one can make you feel inferior without your consent." —Eleanor Roosevelt—
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